/* La Verne Life Insurance: a flowering yucca candle as a construction-grid specimen sheet.
   Pale sage ground, walnut ink, one rust plane, cream bell cells, silver-sage blades. */
@font-face{font-family:"Syne";src:url(/assets/font-w7fje73w-syne-800.woff2) format("woff2");font-weight:800;font-style:normal;font-display:swap}
@font-face{font-family:"Golos Text";src:url(/assets/font-w7fje73w-golos-text-400.woff2) format("woff2");font-weight:400;font-style:normal;font-display:swap}
@font-face{font-family:"Golos Text";src:url(/assets/font-w7fje73w-golos-text-700.woff2) format("woff2");font-weight:700;font-style:normal;font-display:swap}

:root{
  --paper:#F4F5EF;--paper-2:#E3E8DD;--ink:#22170F;--ink-2:#51443A;--rule:#9AA196;
  --rust:#8A3513;--rust-2:#6B2609;--deep:#2E160A;--on-rust:#FFF9F0;--on-rust-2:#EBCDB8;
  --cream:#FFE9A8;--bud:#F3B184;--blade:#A9C4B5;--sage:#3F5E50;--err:#8A1B0E;
  --u:32px;--gl:rgba(63,94,80,.09);--gl2:rgba(63,94,80,.19);
  --head:"Syne","Arial Black",Verdana,sans-serif;--body:"Golos Text",Verdana,sans-serif;
  --measure:64ch;--maxw:1220px;
}
*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}
body{margin:0;background-color:var(--paper);color:var(--ink);font:400 1.0625rem/1.62 var(--body);caret-color:var(--rust)}
/* the layout grid stays visible: a hairline every cell, a firmer line every fourth */
body,.shnyf-wx,.shnyf-hero,.shnyf-panel,.shnyf-foot,.shnyf-section--soft,.shnyf-section--deep,.shnyf-why{
  background-image:
    linear-gradient(var(--gl2) 1px,transparent 1px),linear-gradient(90deg,var(--gl2) 1px,transparent 1px),
    linear-gradient(var(--gl) 1px,transparent 1px),linear-gradient(90deg,var(--gl) 1px,transparent 1px);
  background-size:calc(var(--u)*4) calc(var(--u)*4),calc(var(--u)*4) calc(var(--u)*4),var(--u) var(--u),var(--u) var(--u);
  background-position:-1px -1px}
::selection{background:var(--cream);color:var(--ink)}
img{max-width:100%;height:auto;display:block}
a{color:var(--rust);text-underline-offset:.22em;text-decoration-thickness:1.5px}
a:hover{color:var(--rust-2);text-decoration-thickness:3px}
:focus-visible{outline:3px solid var(--rust);outline-offset:3px}
.shnyf-wx :focus-visible,.shnyf-panel :focus-visible,.shnyf-foot :focus-visible,.shnyf-section--deep :focus-visible,.shnyf-stalk :focus-visible{outline-color:var(--cream)}
.shnyf-quote :focus-visible{outline-color:var(--rust)}
h1,h2,h3{font-family:var(--head);font-weight:800;line-height:1.12;margin:0 0 .6em;letter-spacing:-.015em;color:var(--ink);overflow-wrap:break-word;text-wrap:balance}
h1{font-size:clamp(1.65rem,4.1vw,3.2rem)}
h2{font-size:clamp(1.3rem,2.5vw,2rem)}
h3{font-size:1.1rem;line-height:1.25}
p{margin:0 0 1em;max-width:var(--measure)}
strong{font-weight:700}
.shnyf-wrap{width:100%;max-width:var(--maxw);margin-inline:auto;padding-inline:20px}
.shnyf-skip{position:absolute;left:12px;top:-70px;background:var(--rust);color:var(--on-rust);padding:.8rem 1.1rem;z-index:99;font:700 1rem var(--body)}
.shnyf-skip:focus{top:8px}.shnyf-skip:hover{background:var(--rust);color:var(--on-rust)}

/* header: a rust plane across the top, the brand, then plain links on the grid */
.shnyf-head{position:relative;z-index:20;background:var(--paper);border-top:8px solid var(--rust);border-bottom:1px solid var(--ink)}
.shnyf-nav{display:flex;align-items:center;justify-content:space-between;gap:1rem;min-height:68px}
.shnyf-brand{display:inline-flex;align-items:center;gap:.75rem;font:800 1.05rem/1.15 var(--head);text-decoration:none;min-height:56px;color:var(--ink);letter-spacing:-.01em}
.shnyf-brand:hover{color:var(--rust)}
.shnyf-brand img{width:34px;height:34px;flex:none}
.shnyf-links{display:flex;align-items:center;gap:.2rem;font:700 1rem var(--body)}
.shnyf-links a{display:inline-flex;align-items:center;min-height:48px;padding:0 .95rem;text-decoration:none;color:var(--ink)}
.shnyf-links a:hover{color:var(--rust);box-shadow:inset 0 -4px 0 var(--rust)}
.shnyf-links a.shnyf-cta{background:var(--rust);color:var(--on-rust)!important;margin-left:.6rem;padding:0 1.25rem}
.shnyf-links a.shnyf-cta:hover{background:var(--ink);box-shadow:inset 0 -4px 0 var(--cream)}
.shnyf-menu{display:none;align-items:center;justify-content:center;width:52px;min-height:52px;background:var(--paper);border:2px solid var(--ink);color:var(--ink);cursor:pointer;padding:0}
.shnyf-menu:hover{background:var(--paper-2);color:var(--rust)}
@media (max-width:860px){
  .shnyf-menu{display:inline-flex}
  .shnyf-brand{font-size:.95rem}
  .shnyf-links{display:none;position:absolute;left:0;right:0;top:100%;background:var(--paper);border-bottom:1px solid var(--ink);flex-direction:column;align-items:stretch;gap:0;padding:0 20px 8px}
  .shnyf-links[data-open]{display:flex}
  .shnyf-links a{border-top:1px solid var(--rule);min-height:54px;padding:0}
  .shnyf-links a.shnyf-cta{margin:10px 0 0;padding:0 1rem;justify-content:flex-start}
}

/* weather: a ruled strip of cells on the deep rust */
.shnyf-wx{background-color:var(--deep);color:var(--on-rust);--gl:rgba(255,255,255,.05);--gl2:rgba(255,255,255,.1)}
.shnyf-wx a{color:var(--on-rust)}
.shnyf-wx-row{display:flex;flex-wrap:wrap;align-items:stretch;gap:0;padding-block:0}
.shnyf-wx-row>*{border-left:1px solid rgba(235,205,184,.35)}
.shnyf-wx-row>:first-child{border-left:0;padding-left:0}
.shnyf-wx-photo{display:inline-flex;align-items:center;gap:.8rem;background:transparent;border:0;padding:.6rem 1.2rem .6rem 0;color:var(--on-rust);font:inherit;cursor:pointer;min-height:64px}
.shnyf-wx-photo img{width:44px;height:44px;border-radius:0;object-fit:cover;box-shadow:0 0 0 2px var(--cream)}
.shnyf-wx-photo span{font:700 .9rem/1 var(--body);letter-spacing:.12em;text-transform:uppercase;color:var(--on-rust);padding:.55rem .65rem;border:1px solid var(--on-rust-2)}
.shnyf-wx-photo:hover span,.shnyf-wx-photo[aria-expanded=true] span{background:var(--cream);color:var(--ink);border-color:var(--cream)}
.shnyf-wx-now{display:flex;align-items:center;gap:.9rem;padding:.5rem 1.4rem}
.shnyf-wx-icon{display:inline-flex;color:var(--cream)}
.shnyf-wx-now>div{display:flex;align-items:baseline;gap:.2rem .9rem;flex-wrap:wrap}
.shnyf-wx-now strong{font:800 1.8rem/1 var(--head);color:var(--on-rust);min-width:2.2ch;font-variant-numeric:tabular-nums}
.shnyf-wx-now span{font-size:1rem;color:var(--on-rust)}
.shnyf-wx-now small{display:block;font-size:.9rem;color:var(--on-rust-2)}
.shnyf-wx-days{display:flex;flex-wrap:wrap;list-style:none;margin:0;padding:0}
.shnyf-wx-days li{display:grid;grid-template-columns:auto auto;grid-template-rows:auto auto auto;align-items:center;column-gap:.7rem;padding:.45rem 1.1rem;border-left:1px solid rgba(235,205,184,.35);min-width:128px}
.shnyf-wx-days li:first-child{border-left:0}
.shnyf-wx-day{font:700 .9rem var(--body);letter-spacing:.1em;text-transform:uppercase;color:var(--on-rust-2);grid-column:1}
.shnyf-wx-glyph{display:inline-flex;color:var(--cream);grid-column:2;grid-row:1/3}.shnyf-wx-glyph svg{width:24px;height:24px}
.shnyf-wx-hl{grid-column:1;display:inline-flex;align-items:baseline;gap:.4rem}
.shnyf-wx-hl strong{font:800 1rem/1 var(--head);color:var(--on-rust);font-variant-numeric:tabular-nums}
.shnyf-wx-hl em{font:700 .9rem var(--body);font-style:normal;color:var(--on-rust-2)}
.shnyf-wx-cond{grid-column:1/3;font-size:.875rem;color:var(--on-rust-2);max-width:150px;white-space:nowrap;overflow:hidden;text-overflow:ellipsis}
.shnyf-wx-source{margin-left:auto;align-self:center;font-size:.875rem;color:var(--on-rust-2);padding:.5rem 0 .5rem 1.2rem;border-left:0!important}
.shnyf-wx-panel{padding-block:0 var(--u)}
.shnyf-wx-panel img{max-width:600px;width:100%;background:var(--rust-2);border:1px solid var(--on-rust-2)}
.shnyf-wx-panel p{font-size:.9rem;color:var(--on-rust-2);margin:.6rem 0 0}
@media (max-width:700px){
  .shnyf-wx-row>*{border-left:0;border-top:1px solid rgba(235,205,184,.35);width:100%}
  .shnyf-wx-row>:first-child{border-top:0}
  .shnyf-wx-now{padding:.7rem 0}
  .shnyf-wx-days li{flex:1 1 33%;min-width:0;padding:.5rem .6rem}
  .shnyf-wx-days li:first-child{padding-left:0}
  .shnyf-wx-source{margin:0;padding:.6rem 0}
}

/* captions: a small rust cell in front of each label */
.shnyf-eyebrow{display:flex;align-items:center;gap:.65rem;font:700 1rem/1.3 var(--body);letter-spacing:.01em;color:var(--ink-2);margin:0 0 .8em;max-width:none}
.shnyf-eyebrow::before{content:"";flex:none;width:14px;height:14px;background:var(--rust);box-shadow:5px 5px 0 -1px var(--cream)}

/* hero: the headline on the sheet, the candle built from cells beside it */
.shnyf-hero{background-color:var(--paper);padding-block:calc(var(--u)*1.6) calc(var(--u)*2)}
.shnyf-hero-grid{display:grid;grid-template-columns:minmax(0,1fr) 288px;gap:calc(var(--u)*1.6);align-items:stretch}
.shnyf-hero-main{display:flex;flex-direction:column;min-width:0}
.shnyf-hero h1{font-size:clamp(1.65rem,4.3vw,3.4rem);line-height:1.08;letter-spacing:-.02em;margin:0 0 .5em;max-width:17ch}
.shnyf-hero .shnyf-eyebrow{padding-bottom:.9rem;border-bottom:1px solid var(--ink);margin-bottom:calc(var(--u)*.9)}
.shnyf-hero-low{display:grid;grid-template-columns:minmax(0,1fr);gap:calc(var(--u)*.7)}
.shnyf-lead{font-size:1.2rem;max-width:56ch;margin:0 0 1em}
.shnyf-hero .shnyf-lead{margin:0}
.shnyf-trust{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:1fr 1fr;border-top:1px solid var(--ink);border-left:1px solid var(--ink);max-width:640px;background:var(--paper)}
.shnyf-trust li{display:flex;gap:.7rem;align-items:flex-start;padding:.8rem 1rem;font-size:1rem;border-right:1px solid var(--ink);border-bottom:1px solid var(--ink)}
.shnyf-trust li::before{content:"";flex:none;width:12px;height:12px;margin-top:.45rem;background:var(--rust);box-shadow:4px 4px 0 -1px var(--cream)}
.shnyf-acts{display:flex;flex-wrap:wrap;gap:.8rem;margin:calc(var(--u)*.9) 0 0;max-width:none}
.shnyf-btn{display:inline-flex;align-items:center;justify-content:center;gap:.7rem;min-height:56px;padding:0 1.5rem;font:700 1.1rem var(--body);text-decoration:none;border:0;border-radius:0;cursor:pointer;background:var(--rust);color:var(--on-rust)}
.shnyf-btn:hover{background:var(--ink);color:var(--on-rust);text-decoration:none;box-shadow:inset 0 -5px 0 var(--cream)}
.shnyf-btn--primary{background:var(--rust);color:var(--on-rust)}
.shnyf-btn--ghost{background:transparent;color:var(--ink);box-shadow:inset 0 0 0 2px var(--ink)}
.shnyf-btn--ghost:hover{background:var(--ink);color:var(--paper);box-shadow:inset 0 -5px 0 var(--cream)}
.shnyf-btn[disabled]{opacity:.6;cursor:progress}
.shnyf-stalk{border:1px solid var(--ink);background:var(--rust);min-height:420px;position:relative;overflow:hidden}
.shnyf-stalk svg{display:block;position:absolute;inset:0;width:100%;height:100%}
@media (max-width:900px){
  .shnyf-hero-grid{grid-template-columns:1fr}
  .shnyf-stalk{order:-1;min-height:0;height:168px}
}
@media (max-width:560px){.shnyf-trust{grid-template-columns:1fr}.shnyf-acts .shnyf-btn{width:100%}}

/* section heads: headline left, caption right, a measuring ruler underneath */
.shnyf-sec{padding-block:calc(var(--u)*1.9) calc(var(--u)*2.2);border-top:1px solid var(--ink)}
.shnyf-sh{display:grid;grid-template-columns:minmax(0,8fr) minmax(0,4fr);column-gap:calc(var(--u)*1);align-items:end;margin-bottom:calc(var(--u)*1.1);padding-bottom:30px;position:relative;
  background-image:
    repeating-linear-gradient(90deg,var(--ink) 0 1px,transparent 1px 8px),
    repeating-linear-gradient(90deg,var(--ink) 0 1px,transparent 1px 32px);
  background-size:100% 7px,100% 16px;background-position:0 100%,0 100%;background-repeat:no-repeat}
.shnyf-sh h2{grid-column:1;grid-row:1;margin:0 0 .35em;max-width:20ch}
.shnyf-sh .shnyf-eyebrow{grid-column:2;grid-row:1;justify-self:end;margin:0 0 .5em;text-align:right}
@media (max-width:760px){
  .shnyf-sh{grid-template-columns:1fr}
  .shnyf-sh h2{grid-row:2;grid-column:1;max-width:none}
  .shnyf-sh .shnyf-eyebrow{grid-row:1;grid-column:1;justify-self:start;text-align:left}
}

/* sections used by inner pages */
.shnyf-section{padding-block:calc(var(--u)*1.6) calc(var(--u)*2)}
.shnyf-section--soft{background-color:var(--paper-2);border-bottom:1px solid var(--ink)}
.shnyf-section--deep{background-color:var(--rust);color:var(--on-rust);--gl:rgba(255,255,255,.07);--gl2:rgba(255,255,255,.15)}
.shnyf-section--deep h2,.shnyf-section--deep h3,.shnyf-section--deep p,.shnyf-section--deep .shnyf-eyebrow{color:var(--on-rust)!important}
.shnyf-section--deep a{color:var(--on-rust)}
.shnyf-section .shnyf-lead{max-width:60ch}
.shnyf-section>.shnyf-wrap>h1,.shnyf-article>h1{max-width:24ch;margin-bottom:.6em}
.shnyf-cols{display:grid;gap:0;grid-template-columns:repeat(auto-fit,minmax(250px,1fr));border-left:1px solid var(--ink);border-top:1px solid var(--ink)}
.shnyf-card{background:var(--paper);border:0;border-right:1px solid var(--ink);border-bottom:1px solid var(--ink);padding:calc(var(--u)*.75) calc(var(--u)*.8) calc(var(--u)*.85);color:var(--ink)}
.shnyf-card h3{margin:0 0 .5em}
.shnyf-card p{margin:0 0 .7em}.shnyf-card p:last-child{margin-bottom:0}
.shnyf-num{display:inline-flex;align-items:center;justify-content:center;width:3.4rem;height:3.4rem;background:var(--rust);color:var(--on-rust);font:800 1.5rem/1 var(--head);margin-bottom:1rem;border-radius:0;box-shadow:6px 6px 0 -1px var(--cream)}
.shnyf-steps{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));border-left:1px solid var(--ink);border-top:1px solid var(--ink);background:var(--paper)}
.shnyf-steps .shnyf-card{background:transparent;padding-top:calc(var(--u)*.9)}
.shnyf-steps h3{font-size:1.1rem}
.shnyf-steps p{max-width:36ch}
@media (max-width:1000px){.shnyf-steps{grid-template-columns:1fr}.shnyf-steps .shnyf-card{display:grid;grid-template-columns:3.4rem 1fr;gap:0 1.4rem;align-items:start}.shnyf-steps .shnyf-num{grid-row:1/3;margin:0}.shnyf-steps h3{align-self:center}.shnyf-steps p{grid-column:2}}

/* quote panel: the rust plane, its top edge the one diagonal */
.shnyf-panel{background-color:var(--rust);padding-block:calc(var(--u)*2.8) calc(var(--u)*2.2);--gl:rgba(255,255,255,.08);--gl2:rgba(255,255,255,.17);
  clip-path:polygon(0 calc(var(--u)*1.1),100% 0,100% 100%,0 100%);margin-top:calc(var(--u)*-1.1)}
.shnyf-quote{background-color:var(--paper);border:0;padding:calc(var(--u)*1) calc(var(--u)*1.1) calc(var(--u)*1.1);border-radius:0;box-shadow:inset 0 8px 0 var(--cream);color:var(--ink);
  background-image:linear-gradient(var(--gl) 1px,transparent 1px),linear-gradient(90deg,var(--gl) 1px,transparent 1px);background-size:var(--u) var(--u);--gl:rgba(63,94,80,.1);padding-top:calc(var(--u)*1.4)}
.shnyf-quote h2{font-size:clamp(1.3rem,2.6vw,1.9rem);max-width:none;margin:0 0 .3em}
.shnyf-quote h3{margin-top:0}
.shnyf-fields{display:grid;grid-template-columns:1fr 1fr;gap:1.3rem 2rem;margin-top:1.3rem;max-width:940px}
.shnyf-field{display:flex;flex-direction:column;gap:.45rem;border:0;margin:0;padding:0;min-width:0}
.shnyf-field--wide{grid-column:1/-1}
.shnyf-field>span{font:700 .95rem/1.3 var(--body);letter-spacing:.07em;text-transform:uppercase;color:var(--ink)}
.shnyf-field input,.shnyf-field select,.shnyf-field textarea{font:400 1.0625rem var(--body);min-height:52px;padding:.65rem .85rem;border:2px solid var(--ink);border-radius:0;background:#fff;color:var(--ink);width:100%}
.shnyf-field textarea{min-height:150px}
.shnyf-field input:focus,.shnyf-field select:focus,.shnyf-field textarea:focus{outline:3px solid var(--rust);outline-offset:2px;border-color:var(--rust)}
.shnyf-field input[type=date]{accent-color:var(--rust)}
@media (max-width:560px){.shnyf-fields{grid-template-columns:1fr}}
.shnyf-seg{display:flex;flex-wrap:wrap;padding:0 2px 2px 0}
.shnyf-seg label{position:relative;display:block;border:0;padding:0;border-radius:0;background:none;margin:0 -2px -2px 0;cursor:pointer}
.shnyf-seg input{position:absolute;opacity:0;inset:0;width:100%;height:100%;margin:0;cursor:pointer}
.shnyf-seg label span{display:flex;align-items:center;justify-content:center;gap:.5rem;min-height:52px;min-width:56px;padding:0 1.15rem;border:2px solid var(--ink);background:#fff;font:700 1rem var(--body);color:var(--ink)}
.shnyf-seg input:checked+span{background:var(--rust);color:var(--on-rust);box-shadow:inset 0 -5px 0 var(--cream);margin:0;padding:0 1.15rem;border-radius:0}
.shnyf-seg input:checked+span::before{content:"";flex:none;width:10px;height:10px;background:var(--cream)}
.shnyf-seg label:has(input:checked){background:none;border:0;z-index:1}
.shnyf-seg input:focus-visible+span{outline:3px solid var(--rust);outline-offset:2px;position:relative}
.shnyf-seg input:hover:not(:checked)+span{background:var(--paper-2)}
.shnyf-note{margin:1.2rem 0 1rem;color:var(--ink-2);font-size:.95rem;max-width:62ch}
.shnyf-status{margin-top:.8rem;min-height:1.5rem;font-size:1rem;font-weight:700;color:var(--ink)}
.shnyf-status[data-tone=error]{color:var(--err)}

/* quote results */
.shnyf-results{margin-top:0}
.shnyf-panel .shnyf-results:not(:empty){background:var(--paper);border:0;box-shadow:inset 0 8px 0 var(--cream);padding:calc(var(--u)*1.2) calc(var(--u)*1.1) calc(var(--u)*1.1);margin-top:calc(var(--u)*.8);color:var(--ink)}
.shnyf-results{margin-top:calc(var(--u)*.8)}
.shnyf-summary{display:flex;flex-wrap:wrap;gap:.4rem 1.4rem;align-items:baseline;margin-bottom:1rem;font-size:1rem;color:var(--ink);padding-bottom:.8rem;border-bottom:1px solid var(--ink)}
.shnyf-summary strong{font:800 1.2rem var(--head)}
.shnyf-result{display:grid;grid-template-columns:1fr auto;gap:.6rem 1.4rem;align-items:center;border:1px solid var(--ink);padding:1rem 1.1rem;margin-bottom:-1px;background:var(--paper);border-radius:0;color:var(--ink)}
.shnyf-result--best{background:var(--paper-2);box-shadow:inset 8px 0 0 var(--rust);padding-left:1.7rem}
.shnyf-result strong{font:700 1.15rem var(--body)}
.shnyf-result small{display:block;color:var(--ink-2);font-size:.9rem}
.shnyf-price{font:800 1.3rem/1 var(--head);text-align:right;background:var(--ink);color:var(--on-rust);padding:.65rem .85rem;border-radius:0;font-variant-numeric:tabular-nums}
.shnyf-price small{display:block;font:700 .8rem/1.2 var(--body);color:var(--on-rust-2);text-align:right;margin-top:.35rem;letter-spacing:.03em}
.shnyf-result--best .shnyf-price{background:var(--rust);color:var(--on-rust)}
.shnyf-result--best .shnyf-price small{color:#F6E3D3}
.shnyf-tags{display:flex;flex-wrap:wrap;gap:.35rem;margin-top:.45rem}
.shnyf-tag{font:700 .8125rem/1.2 var(--body);padding:.28rem .55rem;border-radius:0;background:var(--paper-2);border:1px solid var(--ink-2);color:var(--ink)}
.shnyf-tag--now{background:#FFE9A8;color:#3D2A00;border-color:#7A5A00}
.shnyf-tag--noexam{background:var(--rust);color:var(--on-rust);border-color:var(--rust)}
.shnyf-tag--usually{background:#fff;color:var(--ink);border-color:var(--rust)}
.shnyf-group{font-size:1.05rem;margin:1.6rem 0 .5rem}
.shnyf-applicant{margin:.4rem 0 1rem;border-color:var(--rust)}
.shnyf-result .shnyf-btn{grid-column:1/-1;justify-self:start}
@media (min-width:640px){.shnyf-result{grid-template-columns:1fr auto auto}.shnyf-result .shnyf-btn{grid-column:auto}}
@media (max-width:480px){.shnyf-result{padding:.9rem .8rem}.shnyf-result--best{padding-left:1.3rem}}
.shnyf-disclosure{font-size:.875rem;color:var(--ink-2);border-top:1px solid var(--ink);padding-top:.9rem;margin-top:1.2rem;max-width:none}
details.shnyf-more{margin-top:.5rem;font-size:.9rem}
details.shnyf-more summary{cursor:pointer;color:var(--rust);font-weight:700;min-height:44px;display:flex;align-items:center}
.shnyf-noexam{background:var(--paper-2);border:1px solid var(--ink);box-shadow:inset 0 6px 0 var(--rust);padding:1.5rem 1rem .5rem;margin:0 0 1.4rem}
.shnyf-group--noexam{display:flex;flex-wrap:wrap;align-items:center;gap:.6rem;margin-top:0;font-size:1.05rem}
.shnyf-noexam-badge{display:inline-block;background:var(--rust);color:var(--on-rust);font:700 .85rem var(--body);letter-spacing:.1em;text-transform:uppercase;padding:.4rem .7rem;border-radius:0}
.shnyf-noexam-note{margin-bottom:.9rem;color:var(--ink)}
.shnyf-result--noexam{background:var(--paper)}
.shnyf-noexam-note+.shnyf-noexam-note{margin-top:1rem;padding-top:.9rem;border-top:1px solid var(--rule)}

/* rates: the specimen table */
.shnyf-rates{background-color:var(--paper-2)}
.shnyf-rates p[data-copy]{max-width:70ch;color:var(--ink)}
.shnyf-table-wrap{overflow-x:auto}
.shnyf-table{width:100%;border-collapse:collapse;font-size:1rem;background:var(--paper)}
.shnyf-table th,.shnyf-table td{padding:.75rem .9rem;border:1px solid var(--ink);text-align:left}
.shnyf-table th{font:700 .875rem/1.25 var(--body);letter-spacing:.09em;text-transform:uppercase;vertical-align:bottom;background:var(--rust);color:var(--on-rust)}
.shnyf-rates .shnyf-table th{text-align:right}
.shnyf-rates .shnyf-table th:first-child{text-align:left}
.shnyf-rates .shnyf-table td{text-align:right;font:800 clamp(.95rem,2.2vw,1.35rem)/1.15 var(--head);font-variant-numeric:tabular-nums;white-space:nowrap}
.shnyf-rates .shnyf-table td:first-child{text-align:left;font:700 1.0625rem/1.3 var(--body);white-space:normal}
.shnyf-rates .shnyf-table td:nth-child(2){background:var(--cream)}
.shnyf-rates .shnyf-table td:nth-child(4){font-family:var(--body);font-weight:700;font-size:1.1rem}
.shnyf-rates .shnyf-table tbody tr:nth-child(even) td:not(:nth-child(2)){background:var(--paper-2)}
@media (max-width:560px){.shnyf-table th,.shnyf-table td{padding:.6rem .45rem}.shnyf-table th{font-size:.75rem;letter-spacing:.03em}.shnyf-rates .shnyf-table td{font-size:.9rem}.shnyf-rates .shnyf-table td:first-child{font-size:.95rem}}

/* why + learn */
.shnyf-why-grid{display:grid;grid-template-columns:minmax(0,5fr) minmax(0,7fr);gap:calc(var(--u)*1.5);align-items:start}
.shnyf-why .shnyf-why-text{font-size:1.1rem;background:var(--paper);border:1px solid var(--ink);padding:calc(var(--u)*.9) calc(var(--u)*1)}
.shnyf-why .shnyf-why-text p{max-width:60ch}
.shnyf-hl{margin-top:calc(var(--u)*.4);padding-top:1rem;border-top:1px solid var(--ink)}
.shnyf-hl p{max-width:none;font-size:1rem}
.shnyf-hl a{display:inline-block;padding-block:.35rem}
@media (max-width:980px){.shnyf-why-grid{grid-template-columns:1fr}}
.shnyf-mosaic{display:grid;grid-template-columns:7fr 5fr;grid-template-rows:1fr 1fr;gap:0;border:1px solid var(--ink);background:var(--paper)}
.shnyf-mosaic a{position:relative;display:block;min-height:190px;overflow:hidden;border:0;text-decoration:none;color:var(--on-rust);background:var(--rust)}
.shnyf-mosaic a:first-child{grid-row:1/3;min-height:380px;border-right:1px solid var(--ink)}
.shnyf-mosaic a:nth-child(2){border-bottom:1px solid var(--ink)}
.shnyf-mosaic img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover}
.shnyf-mosaic span{position:absolute;left:0;bottom:0;max-width:calc(100% - 24px);background:var(--rust);color:var(--on-rust);font:700 1rem/1.3 var(--body);padding:.7rem 1rem;box-shadow:inset 0 4px 0 var(--cream)}
.shnyf-mosaic a:hover span{background:var(--ink);text-decoration:underline;text-decoration-thickness:2px;text-underline-offset:.2em}
@media (max-width:560px){.shnyf-mosaic{grid-template-columns:1fr;grid-template-rows:none}.shnyf-mosaic a:first-child{grid-row:auto;min-height:230px;border-right:0;border-bottom:1px solid var(--ink)}.shnyf-mosaic a{min-height:170px}}
.shnyf-learn-list{display:grid;grid-template-columns:1fr;border-top:1px solid var(--ink)}
.shnyf-learn-list .shnyf-card{display:grid;grid-template-columns:minmax(0,5fr) minmax(0,7fr);gap:.2rem calc(var(--u)*1);align-items:center;text-decoration:none;color:var(--ink);padding:calc(var(--u)*.7) calc(var(--u)*.9) calc(var(--u)*.7) calc(var(--u)*2);border:0;border-bottom:1px solid var(--ink);position:relative;background:var(--paper)}
.shnyf-learn-list .shnyf-card::before{content:"";position:absolute;left:calc(var(--u)*.7);top:50%;width:14px;height:14px;margin-top:-7px;background:var(--rust);box-shadow:5px 5px 0 -1px var(--cream)}
.shnyf-learn-list .shnyf-card h3{color:var(--ink);margin:0}
.shnyf-learn-list .shnyf-card p{margin:0;max-width:none}
.shnyf-learn-list .shnyf-card:hover{background:var(--paper-2);box-shadow:inset 10px 0 0 var(--rust)}
.shnyf-learn-list .shnyf-card:hover h3{text-decoration:underline;text-decoration-thickness:3px;text-underline-offset:.2em}
@media (max-width:700px){.shnyf-learn-list .shnyf-card{grid-template-columns:1fr;padding-left:calc(var(--u)*1.6);gap:.4rem}}
.shnyf-cols a.shnyf-card{display:block;text-decoration:none;color:var(--ink)}
.shnyf-cols a.shnyf-card:hover{background:var(--paper-2);box-shadow:inset 0 -6px 0 var(--rust)}
.shnyf-cols a.shnyf-card:hover h3{text-decoration:underline;text-decoration-thickness:3px;text-underline-offset:.2em}

/* articles, faq, tables, sources */
.shnyf-article{max-width:calc(var(--measure) + 40px);margin-inline:auto}
.shnyf-article figure{margin:0 0 1.6rem}
.shnyf-article figcaption{font-size:.875rem;color:var(--ink-2);margin-top:.5rem;border-top:1px solid var(--rule);padding-top:.5rem}
.shnyf-article img{border:1px solid var(--ink)}
.shnyf-article h2{margin-top:1.8em}
.shnyf-sources{font-size:.95rem;border-top:1px solid var(--ink);padding-top:1rem;margin-top:2rem}
.shnyf-sources ol{padding-left:1.3rem}
.shnyf-faq details{border-top:1px solid var(--ink);padding:0}
.shnyf-faq details:last-child{border-bottom:1px solid var(--ink)}
.shnyf-faq summary{cursor:pointer;font:800 1rem/1.35 var(--head);padding:1rem 0 1rem 3.6rem;min-height:60px;position:relative;list-style:none;display:flex;align-items:center}
.shnyf-faq summary::-webkit-details-marker{display:none}
.shnyf-faq summary::before{content:"+";content:"+"/"";position:absolute;left:0;top:50%;transform:translateY(-50%);width:40px;height:40px;display:grid;place-items:center;background:var(--rust);color:var(--on-rust);font:700 1.4rem/1 var(--body);box-shadow:4px 4px 0 -1px var(--cream)}
.shnyf-faq details[open] summary::before{content:"\2212";content:"\2212"/"";background:var(--ink)}
.shnyf-faq summary:hover{color:var(--rust)}
.shnyf-faq details p{padding-bottom:.5rem;padding-left:3.6rem}

/* apply + calculator */
.shnyf-apply-shell{background:var(--paper);border:1px solid var(--ink);padding:1rem;min-height:600px}
.shnyf-apply-shell iframe{width:100%;border:0}
.shnyf-calc output{font:800 1.6rem var(--head);display:block;margin-top:.9rem;color:var(--rust);font-variant-numeric:tabular-nums}
.shnyf-calc{background:var(--paper);border:1px solid var(--ink);margin:0 0 1.6rem}

/* footer */
.shnyf-foot{background-color:var(--deep);color:var(--on-rust);padding-block:calc(var(--u)*1.6);font-size:1rem;--gl:rgba(255,255,255,.05);--gl2:rgba(255,255,255,.1);border-top:1px solid var(--ink)}
.shnyf-foot a{color:var(--on-rust)}
.shnyf-foot a:hover{color:var(--cream)}
.shnyf-foot p{color:var(--on-rust);max-width:60ch}
.shnyf-foot .shnyf-brand{color:var(--on-rust);padding:0}
.shnyf-foot .shnyf-brand:hover{color:var(--cream)}
.shnyf-foot-grid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:0;border-left:1px solid rgba(235,205,184,.4)}
.shnyf-foot-grid>*{padding:0 calc(var(--u)*.7) .5rem;border-right:1px solid rgba(235,205,184,.4)}
.shnyf-foot nav strong{display:block;font:700 .875rem var(--body);letter-spacing:.14em;text-transform:uppercase;color:var(--on-rust-2);margin-bottom:.7rem}
.shnyf-foot nav a{display:flex;align-items:center;min-height:44px}
.shnyf-foot [data-copy=legal]{font-size:.9375rem!important;color:var(--on-rust-2);max-width:90ch}
@media (max-width:700px){.shnyf-foot-grid{grid-template-columns:1fr;border-left:0}.shnyf-foot-grid>*{border-right:0;border-top:1px solid rgba(235,205,184,.4);padding:1rem 0}.shnyf-foot-grid>:first-child{border-top:0}}

[data-reveal]{opacity:1;transform:none;transition:none}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}}